Need Some Help With Saving?

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So often people tell me that they really understand the importance of saving, feel the need to save, want to save, but just cannot see where the money will come from. They look at their budgets and see fixed and/or rising expenses. And they see fixed and/or decreasing income.

Well, sometimes, it takes a second pair of eyes to see where the savings can come from.

If you are one of those people I described above, and if you feel comfortable in seeking help, talk to a friend or a professional who is not as personally committed to your expense categories as you may be. He or she may be able show you your expenses in another light. Or, you can read this great piece from from Kiplinger.com: Save $50 a day (and feel no pain).

• First of all, the article has tons of suggestions to save more than $50.
  

• Second, the article has sub-sections to "pay less " for banking and loans, health and insurance costs, utilities, food, transportation, investing costs, leisure, high tech and high fashion.

• Third, the article provides a link to actual stories of "super savers".

Now, you don't have to do all of these suggestions. Many of them may not work for you. But there are so many suggestions, it's likely that even one will work for you and adopting even one would be a start. And remember, everything you do not spend but save instead represents an opportunity to earn interest on that saving. :)